C-Suite Executive Chartered Management Accountant | Board Financial Advisor
mail.rafiqulislam@gmail.com +880 1799 994445
MD. RAFIQUL ISLAM FCMA (UK) • CGMA • CPA (Aust.)
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Group Financial Leadership & Transformation

Strategic Financial Leadership That Scales Enterprise Value.

Group CFO with 16+ years of proven track record serving as trusted strategic advisor to Boards, Chairmen, and CEOs. Specialized in capital efficiency, mergers & acquisitions, treasury optimization, and enterprise governance across large multinationals and conglomerates.

31+

Business Units Guided

18,000+

Workforce Scale

200+

Finance Team Led

Md. Rafiqul Islam - Group CFO

Md. Rafiqul Islam

Group Chief Financial Officer

Multi-Industry Exposure

Proven cross-sector governance

FMCG Telecom Cement & Heavy Industry RMG & Spinning Agro / Poultry / Feed Economic Zone & EPZ Public Listed Companies Big 4 Tax & Advisory
Executive Summary

Driving fiscal resilience, board clarity, and high-impact turnaround.

"Recognized for building agile, high-performing finance teams, optimizing organizational liquidity, and instilling corporate discipline that converts strategy into measurable bottom-line growth."

Md. Rafiqul Islam is a distinguished senior finance executive holding globally acclaimed credentials including FCMA (UK), CGMA (USA), and CPA (Australia). With extensive experience across top-tier conglomerates (Aman Group, AK Khan Group, City Group) and multinational corporations (Nokia Networks, Deloitte), he directs complete enterprise financial architectures.

His leadership spans strategic financial planning & analysis (FP&A), commercial due diligence, debt syndication, multi-currency treasury hedging, Sarbanes-Oxley (SOX) risk governance, and ERP enterprise deployments.

As a strategic business partner to enterprise leadership, he has structured joint venture partnerships with global brands such as Coats (UK), CEAT (India), and Penfabric, while steering complex tax resolutions, transfer pricing compliance, and turnaround strategies.

Specialized Competencies

Enterprise Financial Capabilities

A disciplined framework addressing every dimension of enterprise finance, corporate governance, and growth.

Group Finance Leadership

Strategic planning, business partnering, capital structuring, and board-level reporting across multi-entity conglomerate structures.

M&A & Due Diligence

Mergers & acquisitions, JV governance, commercial valuation, divestitures, and comprehensive pre/post-deal integration management.

Treasury & Working Capital

Project financing, syndications, liquidity optimization, FX hedging, bank relationship management, and balance sheet protection.

Governance & Risk Controls

COSO framework, SOX compliance, statutory Big-4 audits (KPMG, Deloitte), tax dispute resolutions, and Transfer Pricing audits.

ERP & Digital Transformation

Implementation and optimization of SAP, Salesforce, Tally, and custom ERP systems to streamline reporting and automation.

Performance Management

Implementation of KPI, RACI, and SMART Goal architectures that align multi-tier finance teams directly with profitability targets.

Executive Progression

Professional Career History

Current Role

Group CFO

Aman Group Ltd.

Sector: Cement • RMG • Spinning • FMCG • Feed • Poultry • Agro • Jute • Trading • Packaging • Economic Zone

Aug 2023 – Present
  • Direct overall finance strategy across diversified conglomerate business units employing 18,000+ employees.
  • Lead and develop a corporate finance team of 200+ professionals across 31+ business units.
  • Oversee group financial planning, treasury, statutory governance, risk mitigation, and Board-level capital decisions.
  • Drive project financing initiatives, strategic acquisitions, and credit restructuring.
Cost Efficiency: Reduced finance operational expenses by 13%.
Compliance: Significantly improved regulatory and group-wide compliance.

Head of Finance (Group)

AK Khan Group

Jun 2019 – Aug 2023
  • Led group finance, treasury management, reporting, and FP&A functions; advised CEO, ExCom, and Board.
  • Managed financial operations of major Joint Ventures: Coats Bangladesh, CEAT Tire, Penfabric, and AKTL.
  • Optimized investment portfolios across T-bills, T-bonds, FDRs, equities, and JV holdings.
  • Completed statutory audits seamlessly in coordination with KPMG Rahman Rahman Huq.
Key Milestone: Formulated financial models enabling strategic investment in Grameenphone (GP) shares at historic valuation lows during 2019–2020, boosting portfolio margins by 23%.

CFO & Company Secretary

M.Y. & Union (BD) Ltd.

Jun 2019 – Aug 2023
  • Led long-term strategic financial planning, governance, and presented board-level reporting.
  • Standardized SOPs across Finance, Procurement, HR, and Administration; steered enterprise ERP implementation.
  • Successfully secured and managed COVID stimulus loan facilities and resolved long-pending tax cases.
Key Milestone: Facilitated 37% post-COVID sales turnaround and completed full Transfer Pricing audit and regulatory alignment.
Sep 2018 – Jun 2019

Unit Head of Finance

City Group

Directed FMCG brand finances, budgeting, working capital, and operational restructuring.

Dec 2010 – Aug 2018

Financial Controller

Nokia Networks Bangladesh Ltd.

Supervised FP&A, monthly APAC/Finland HQ reporting, SOX compliance, FX hedging, and KPMG statutory audits.

Nov 2008 – Sep 2010

Accountant

Deloitte Bangladesh

Handled accounting assignments for Coca-Cola Far East Ltd., Sony Ericsson International AB, and Novartis Bangladesh.

Global Certifications

Professional Designations

FCMA — Fellow Chartered Management Accountant

Chartered Institute of Management Accountants (CIMA), UK

CGMA — Chartered Global Management Accountant

AICPA, USA

CPA — Certified Practising Accountant

CPA Australia

Higher Education

Academic Qualifications

Master of Professional Finance (MPF)

CGPA: 3.58 / 4.00

University of Dhaka

MBA in Finance

CGPA: 3.58 / 4.00

Independent University, Bangladesh (IUB)

BBA in Finance

CGPA: 3.70 / 4.00

Presidency University • Awarded 80% University Merit Scholarship

Verification

Executive References

Nurul Haque, FCA

Managing Partner

Deloitte Bangladesh

+880 1713 414243

Mustak Ahmed, FCA

Group CFO

DBL Group (Formerly at AK Khan & Co. Ltd.)

+880 1841 282282

Shubha Mohammad Al Amin, FCMA

Group CFO

City Group

+880 1711 602087
Confidential Communication

Direct Office Inquiries

For executive engagements, board advisory appointments, capital structuring, or high-level confidential consultations:

Telephone

+880 1799 994445

Executive Office Address

Gulshan 1 • Middle Badda Link Road, Dhaka-1212, Bangladesh

Send a Direct Message

Inquiries will be routed securely to Mr. Islam's executive communication channel.